Welcome to ChelsiJo.Co (the “Site”), owned and operated by ChelsiJo.Co, LLC (“Company,” “we,” “us,” or “our”). These Terms and Conditions govern your use of our website, services, courses, memberships, and any digital products offered through our Site.

By using this Site, you agree to these Terms and Conditions. If you do not agree, please do not use the Site.

1. Use of This Site
You must be at least 18 years old to use this Site. You agree to use the Site for lawful purposes only and not to violate any applicable laws or regulations.
We reserve the right to refuse service or access to our Site or products to anyone at any time, for any reason.

2. Intellectual Property
All content on this Site, including text, graphics, logos, images, videos, downloads, and digital materials, is the property of ChelsiJo.Co and protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any material from this Site without our prior written permission.

3. Digital Products and Programs
By purchasing a digital product, online course, coaching session, or membership through our Site, you receive a limited, non-transferable, non-exclusive license for personal use only. You may not share, resell, or redistribute the product or any materials.

All sales are final unless otherwise stated. Refunds are not offered on digital products unless explicitly outlined in the product description.

4. Payments and Subscriptions
Prices are listed in USD and subject to change at any time. If you’re on a payment plan or subscription, you agree to fulfill the full payment schedule unless otherwise specified.

Missed or failed payments may result in suspension or termination of access to our programs or products.

5. Disclaimers
We do not guarantee any specific results from using our products, programs, or services. All content is for educational and informational purposes only and should not be considered medical, legal, financial, or professional advice.

You acknowledge that your success depends on your own efforts, implementation, and personal circumstances.

6. Limitation of Liability
To the fullest extent permitted by law, we will not be liable for any damages resulting from your use of the Site, programs, or digital products—including but not limited to direct, indirect, incidental, or consequential damages.

7. User-Generated Content
If you post comments, reviews, or other content on our Site or social media pages, you grant us permission to use, display, and share that content for marketing and promotional purposes.

You agree not to post anything that is unlawful, harmful, defamatory, or offensive.

8. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use your information.

9. Changes to These Terms
We may update these Terms at any time. All changes are effective immediately upon posting. It is your responsibility to review these Terms regularly.

10. Governing Law
These Terms are governed by and construed in accordance with the laws of the state of [Your State], without regard to its conflict of law principles.

11. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
info@chelsijo.co

terms and conditions